:root {
  --bg: #f5f9ff;
  --surface: #ffffff;
  --surface-soft: #eaf3ff;
  --text: #102a43;
  --muted: #52677a;
  --brand: #0b5cad;
  --brand-dark: #063e7a;
  --accent: #f28c28;
  --accent-dark: #c7640f;
  --accent-soft: #fff0dd;
  --line: #d7e6f7;
  --warning: #fff4b8;
  --shadow: 0 24px 70px rgba(6, 62, 122, .14);
  --radius: 24px;
  --container: 1180px;
  --header-height: 82px;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--text);
  background: var(--bg);
  font-size: 16px;
  line-height: 1.65;
}

body.menu-open {
  overflow: hidden;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--brand-dark);
}

a:hover {
  color: var(--brand);
}

h1,
h2,
h3 {
  line-height: 1.12;
  margin: 0 0 .7rem;
  letter-spacing: -.035em;
}

h1 {
  font-size: clamp(2.35rem, 6vw, 5.2rem);
}

h2 {
  font-size: clamp(1.75rem, 3vw, 3rem);
}

h3 {
  font-size: 1.35rem;
}

p {
  margin: 0 0 1rem;
}

table {
  width: 100%;
  border-collapse: collapse;
}

th,
td {
  padding: .75rem 0;
  border-bottom: 1px solid var(--line);
  text-align: left;
}

th {
  color: var(--text);
  width: 38%;
}

mark {
  background: var(--warning);
  color: var(--text);
  border-radius: .35em;
  padding: .1em .35em;
}

.container {
  width: min(var(--container), calc(100% - 40px));
  margin-inline: auto;
}

.narrow {
  max-width: 840px;
}

.section {
  padding: clamp(64px, 9vw, 112px) 0;
}

.section-soft {
  background:
    radial-gradient(circle at top left, rgba(11, 92, 173, .12), transparent 34rem),
    var(--surface-soft);
}

.skip-link {
  position: absolute;
  top: 12px;
  left: 12px;
  transform: translateY(-140%);
  background: var(--brand-dark);
  color: #fff;
  padding: .75rem 1rem;
  border-radius: .75rem;
  z-index: 1000;
}

.skip-link:focus {
  transform: translateY(0);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(245, 249, 255, .88);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(215, 230, 247, .82);
}

.header-inner {
  min-height: var(--header-height);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: .8rem;
  text-decoration: none;
  color: var(--text);
}

.brand strong,
.brand small {
  display: block;
}

.brand strong {
  font-size: 1.1rem;
  letter-spacing: -.02em;
}

.brand small {
  color: var(--muted);
  font-size: .85rem;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: .25rem;
}

.nav-link {
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  padding: .55rem .8rem;
  text-decoration: none;
  color: var(--text);
  border-radius: 999px;
  font-weight: 650;
}

.nav-link:hover,
.nav-link.is-active {
  background: var(--surface-soft);
  color: var(--brand-dark);
}

.menu-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--surface);
  color: var(--text);
  border-radius: 999px;
  padding: .7rem 1rem;
  font: inherit;
  font-weight: 700;
}

.button,
button.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  min-height: 50px;
  padding: .82rem 1.25rem;
  border-radius: 999px;
  background: var(--accent);
  color: #102a43;
  border: 1px solid var(--accent);
  text-decoration: none;
  font-weight: 800;
  box-shadow: 0 10px 30px rgba(11, 92, 173, .22);
  cursor: pointer;
}

.button:hover {
  color: #fff;
  background: var(--brand-dark);
  border-color: var(--brand-dark);
}

.button-secondary {
  background: var(--surface);
  color: var(--brand-dark);
  box-shadow: none;
  border-color: var(--line);
}

.button-secondary:hover {
  background: var(--surface-soft);
  color: var(--brand-dark);
  border-color: var(--accent);
}

.button-small {
  min-height: 42px;
  padding: .5rem .9rem;
  box-shadow: none;
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: .8rem;
  align-items: center;
  margin-top: 1.6rem;
}

.eyebrow {
  color: var(--brand-dark);
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: .13em;
  font-size: .78rem;
  margin-bottom: .8rem;
}

.lead {
  font-size: clamp(1.12rem, 2vw, 1.35rem);
  color: var(--muted);
  max-width: 70ch;
}

.muted {
  color: var(--muted);
}

.hero {
  padding-top: clamp(54px, 8vw, 90px);
  background:
    radial-gradient(circle at 12% 15%, rgba(11, 92, 173, .16), transparent 26rem),
    radial-gradient(circle at 90% 5%, rgba(242, 140, 40, .30), transparent 28rem);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, .72fr);
  gap: clamp(32px, 7vw, 86px);
  align-items: center;
}

.hero-copy h1 {
  max-width: 10ch;
}

.trust-list {
  display: flex;
  flex-wrap: wrap;
  gap: .75rem;
  list-style: none;
  padding: 0;
  margin: 1.6rem 0 0;
}

.trust-list li {
  background: rgba(255,255,255,.78);
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: .5rem .8rem;
  color: var(--text);
  font-weight: 650;
}

.hero-panel {
  position: relative;
  padding: 1rem;
  border-radius: calc(var(--radius) + 12px);
  background:
    linear-gradient(145deg, rgba(255,255,255,.82), rgba(234,243,255,.78)),
    linear-gradient(145deg, var(--accent), transparent);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.hero-panel::before {
  content: "";
  display: block;
  aspect-ratio: 1 / .72;
  border-radius: var(--radius);
  background:
    linear-gradient(135deg, rgba(11, 92, 173, .86), rgba(6, 62, 122, .94)),
    radial-gradient(circle at 30% 30%, rgba(255,255,255,.3), transparent 20rem);
  margin-bottom: 1rem;
}

.status-card,
.contact-card,
.quote-card,
.content-card,
.profile-card,
.contact-box,
.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: clamp(1.25rem, 2vw, 1.8rem);
  box-shadow: 0 12px 36px rgba(6, 62, 122, .07);
}

.status-card {
  position: absolute;
  top: 2rem;
  left: 2rem;
  right: 2rem;
  background: rgba(255,255,255,.9);
  backdrop-filter: blur(10px);
}

.status-dot {
  display: inline-block;
  width: .72rem;
  height: .72rem;
  border-radius: 50%;
  background: var(--brand);
  margin-right: .45rem;
  box-shadow: 0 0 0 7px rgba(242, 140, 40, .20);
}

.contact-card {
  margin-top: 0;
}

.split {
  display: grid;
  grid-template-columns: minmax(0, .8fr) minmax(0, 1fr);
  gap: clamp(28px, 6vw, 72px);
  align-items: start;
}

.section-heading {
  max-width: 780px;
  margin-bottom: 2rem;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.service-card {
  display: flex;
  flex-direction: column;
  min-height: 275px;
}

.service-card p {
  flex: 1;
}

.icon-bubble {
  width: 3rem;
  height: 3rem;
  border-radius: 1rem;
  display: grid;
  place-items: center;
  background: var(--surface-soft);
  color: var(--brand-dark);
  font-weight: 900;
  margin-bottom: 1rem;
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  color: var(--brand-dark);
  font-weight: 850;
  text-decoration: none;
}

.text-link::after {
  content: "→";
}

.feature-band {
  background:
    linear-gradient(135deg, rgba(6,62,122,.94), rgba(11,92,173,.90)),
    var(--brand-dark);
  color: #fff;
}

.feature-band .eyebrow,
.feature-band .muted {
  color: rgba(255,255,255,.78);
}

.feature-grid {
  display: grid;
  grid-template-columns: minmax(0, .8fr) minmax(0, 1fr);
  gap: clamp(28px, 6vw, 72px);
}

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: .9rem;
}

.steps div {
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: var(--radius);
  padding: 1.2rem;
}

.steps span,
.number-list span {
  display: inline-grid;
  place-items: center;
  width: 2rem;
  height: 2rem;
  margin-bottom: .8rem;
  border-radius: 999px;
  background: var(--surface);
  color: var(--brand-dark);
  font-weight: 900;
}

.quote-card {
  font-size: 1.35rem;
  background: linear-gradient(145deg, var(--surface), var(--accent-soft));
}

.cta-panel {
  display: flex;
  justify-content: space-between;
  gap: 2rem;
  align-items: center;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 8px);
  padding: clamp(1.4rem, 4vw, 3rem);
  box-shadow: var(--shadow);
}

.page-hero {
  background:
    radial-gradient(circle at 10% 0%, rgba(11, 92, 173, .15), transparent 25rem),
    linear-gradient(180deg, rgba(234,243,255,.95), rgba(245,249,255,0));
  padding-bottom: clamp(44px, 6vw, 74px);
}

.two-column,
.contact-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.check-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
}

.check-list li {
  position: relative;
  padding-left: 2rem;
  margin-bottom: .75rem;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: .05rem;
  width: 1.35rem;
  height: 1.35rem;
  display: grid;
  place-items: center;
  background: var(--surface-soft);
  color: var(--brand-dark);
  border-radius: 50%;
  font-weight: 900;
  font-size: .85rem;
}

.number-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
}

.number-list li {
  display: grid;
  grid-template-columns: 2.2rem 1fr;
  align-items: start;
  gap: .7rem;
  margin-bottom: .9rem;
}

.number-list span {
  margin: 0;
  background: var(--surface-soft);
}

.pill-row {
  display: flex;
  flex-wrap: wrap;
  gap: .7rem;
  margin-top: 1rem;
}

.pill-row a {
  display: inline-flex;
  padding: .55rem .85rem;
  border-radius: 999px;
  background: var(--surface);
  border: 1px solid var(--line);
  text-decoration: none;
  font-weight: 750;
}

.profile-card {
  background:
    radial-gradient(circle at 100% 0%, rgba(242,140,40,.34), transparent 18rem),
    var(--surface);
}

.profile-avatar {
  display: grid;
  place-items: center;
  width: 5.2rem;
  height: 5.2rem;
  border-radius: 1.4rem;
  background: var(--brand);
  color: #fff;
  font-size: 1.4rem;
  font-weight: 950;
  margin-bottom: 1.2rem;
}

.info-list p {
  padding: 1rem 0;
  border-bottom: 1px solid var(--line);
}

.faq-list {
  display: grid;
  gap: .8rem;
}

details {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 1.1rem;
  padding: 1rem 1.2rem;
}

summary {
  cursor: pointer;
  font-weight: 850;
}

details p {
  margin-top: 1rem;
}

.contact-box {
  min-height: 100%;
}

.map-placeholder {
  min-height: 320px;
  display: grid;
  place-items: center;
  text-align: center;
  border: 1px dashed rgba(242,140,40,.45);
  border-radius: calc(var(--radius) + 8px);
  background:
    linear-gradient(135deg, rgba(255,255,255,.85), rgba(255,255,255,.45)),
    repeating-linear-gradient(45deg, rgba(11,92,173,.08), rgba(11,92,173,.08) 12px, transparent 12px, transparent 26px);
  padding: 2rem;
}

.legal-text h2 {
  font-size: 1.45rem;
  margin-top: 2rem;
}

.site-footer {
  background: #08233f;
  color: rgba(255,255,255,.8);
  padding: 58px 0 96px;
}

.site-footer a {
  color: #fff;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr .7fr;
  gap: 2rem;
}

.footer-brand {
  color: #fff;
  margin-bottom: 1rem;
}

.footer-brand small {
  color: rgba(255,255,255,.65);
}

.site-footer h2 {
  color: #fff;
  font-size: 1rem;
  letter-spacing: 0;
}

.footer-bottom {
  margin-top: 2.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,.12);
}

.mobile-cta {
  display: none;
}

@media (max-width: 980px) {
  .menu-toggle {
    display: inline-flex;
  }

  .main-nav {
    position: fixed;
    inset: var(--header-height) 0 auto 0;
    display: grid;
    gap: .3rem;
    padding: 1rem 20px 1.25rem;
    background: rgba(245,249,255,.98);
    border-bottom: 1px solid var(--line);
    transform: translateY(-130%);
    transition: transform .2s ease;
    box-shadow: 0 30px 50px rgba(6,62,122,.12);
  }

  .main-nav.is-open {
    transform: translateY(0);
  }

  .nav-link,
  .main-nav .button {
    width: 100%;
    justify-content: flex-start;
  }

  .hero-grid,
  .split,
  .feature-grid,
  .two-column,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .hero-copy h1 {
    max-width: 13ch;
  }

  .card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .steps {
    grid-template-columns: 1fr;
  }

  .cta-panel {
    align-items: flex-start;
    flex-direction: column;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 680px) {
  :root {
    --header-height: 74px;
  }

  .container {
    width: min(var(--container), calc(100% - 28px));
  }

  .brand small {
    display: none;
  }

  .section {
    padding: 54px 0;
  }

  .hero-panel::before {
    aspect-ratio: 1 / .84;
  }

  .status-card {
    position: static;
    margin-bottom: 1rem;
  }

  .card-grid {
    grid-template-columns: 1fr;
  }

  .service-card {
    min-height: auto;
  }

  .button-row,
  .button {
    width: 100%;
  }

  .button-row .button {
    width: 100%;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .site-footer {
    padding-bottom: 118px;
  }

  .mobile-cta {
    position: fixed;
    z-index: 90;
    left: 12px;
    right: 12px;
    bottom: 12px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: .5rem;
    padding: .5rem;
    border-radius: 999px;
    background: rgba(8,35,63,.94);
    backdrop-filter: blur(14px);
    box-shadow: 0 18px 38px rgba(0,0,0,.22);
  }

  .mobile-cta a {
    display: grid;
    place-items: center;
    min-height: 44px;
    border-radius: 999px;
    color: #fff;
    text-decoration: none;
    font-weight: 850;
  }

  .mobile-cta a:first-child {
    background: var(--brand);
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    transition: none !important;
  }
}